With credit card delinquency on the rise, should we be worried? With delinquency rates on the rise, how easy is it to fall behind and how can you recover from the repercussions of a damaged credit score?

Everyone’s attracted by the lure of a 0% introductory interest rate on a new credit card - and it can be a savvy way to pay down an accrued balance on another card if you act quickly. But what happens when your zero rate expires, you’re still holding a substantial balance and suddenly you find yourself staring down the barrel of a punishing hike to 20% or 25%?

Everyone likes the odd perk in life and when it comes to choosing a credit card, you’d do well to consider the kind of rewards that would best suit you before taking the plunge and put in your application.

Since Adam Smith’s The Wealth of Nations hit the presses, leaders have known the importance of government-run militaries. When it comes to national defense, most market-based alternatives are both unviable and downright risky. It should go without saying that some countries, such as the United States, believe in the importance of national defense more strongly than others. Per World Bank, the United States spends just over three percent of its national budget on defense and defense-related items.

America’s credit card debt is approaching its all-time high, so what’s the best way to handle credit cards? The notion that debt has become a way of life for Americans in the 21st century isn’t a novel idea but it’s certainly a trend that’s becoming increasingly ingrained as a societal norm.

Increasing the credit limit on your credit card may be the only thing on your mind now that you need money, but it is important to confirm if it is the best idea for you. The truth is that, while it may be a good idea for some people, it may be the worst idea for others. It is important for you to sit down and consider whether it is a good idea for you before picking up your phone to contact your issuer.